FAQ - Service life insurance
Do you cover war and terrorism risks?
Yes, war and terrorism cover automatically
applies for all Regulars, and for all Reservists whilst on
deployment, anywhere in the world.
I sky-dive. Can you cover me?
Yes, we do not load premiums or apply any
special underwriting for hazardous activities provided they are
Service-recognised sports and pursuits.
I was diagnosed with a heart condition a few years ago. Can you
really guarantee to offer me cover?
Yes, but pre-existing medical conditions
are excluded for the first two years of your policy. We would not
pay out if you were to die of a heart problem during the first 24
months of your policy.
Must I have £100,000 of cover?
No, you may select your own sum assured
subject to a maximum of £200,000. The minimum premium is £5 a
month.
Can I take the policy out and cancel it when I return from
active service?
Yes, but if you cancel you will not be
allowed to take out further SLI cover for 3 years from the policy
start date.
Can I pay premiums directly by JPA?
Yes, you can also pay premiums monthly by
Direct Debit.
I'm serving with UK Special Forces. Can you cover me?
Yes, you are guaranteed acceptance
regardless of trade.